My Money Planner
The ultimate Money Planner to master your finances.
Track income, control expenses, automate bills, personalize your plan all in one place.
7 Day Money Reset - Laying the Foundations
Day 1 -
Download My Money Planner
Fill out the START HERE, Income, Expenses, Bill Book, Saving & Investments pages
Give your best estimates when you first fill it out. Once filled out you will get a result and monthly cash flow position.
Day 2 -
Pick a Financial Goal. What do you want to improve?
Examples - Save $1000 emergency fund, Pay off debt (credit card, after pay), Start Investing, Stop Overspending
Day 3 -
Print out your last 3-6 months bank statements, get the truer costs of your Living & Lifestyle costs and compare to your estimates in the Expenses Page
Day 4 -
Update your Expenses Page to reflect your real numbers. You cant fix what you don’t face - let the truth guide you.
By getting a more accurate picture of your spending habits the easier job it is for you to fix or alter spending where needed.
Day 5 -
Find 1-3 things to pause or reduce (subscriptions, food delivery, random impulse spends). Use the $ from the 1-3 things and redirect them to your Emergency Fund (cash buffer) or to reducing your debt faster.
Day 6 -
Set your First 1-3 month Target.
Make it simple and measurable using the Financial Goal on day 2.
If saving the $1000 emergency fund is your goal, split that into 12 weeks ($1000 / 12 weeks = $83.33 per week saved)
(I bet you can find $83.33 in your 1-3 things paused)
Day 7 -
Reflect on starting the planner, getting clarity on where your money is going, setting your first financial target, creating a better future for yourself.
Small wins stack up quickly, compounding your habits will prove large results. Enjoy them.
Months 1-6 - The Progress Phase
End of Month 1 -
Use the ‘Spending Tracker’ page to check your progress
Fill out your monthly spending, again be honest you only cheat yourself if you skip or miss something.
Where you far off the expenses listed, could you refine any spending, can we live without another thing?
Don’t beat yourself up, its all positives that your working on managing your money!
End of Month 2 -
Use the ‘Spending Tracker’ page to check your progress and refill another month the same.
Check your goals and have you stuck to the plan you made on day 6
Look through your bill book, can any better deals be negotiated with your current supplier or new one.
Remember small savings in the beginning make the most difference long term
End of Month 3-5 -
Keep repeating the process of the ‘Spending Tracker’ page to check your progress and refill another month the same. + reviewing your goals and that your on track.
Refine, Track and celebrate small wins, Stay Flexible, but consistent
End of Month 6 -
Repeat the Spending Tracker + Reviewing your goals as per the last 5 months.
Go to your End Here page, and re fill out your current position as another snapshot.
Compare with your Start Here page snapshot.
Pat yourself on the back for a job well done. Taking care of your finances can be boring if you let it be, but think about a life where you are not stressing about money anymore, you have a handle on things and can take life’s punches when they come. The real fun begins when you get your money on track and can start letting it grow and work for you. But for now, Focus on the basics always and you’ll enjoy a wealthy life.
Testimonials
Sidney S -
Kurt's Money Planner has made managing my bills so much easier. It's clear, straight to the point numbers has made it so easy to stay on top of my finances. Even if you want to use it to see how much money you are wasting on non essential items. Its the perfect tool. Highly recommend!!Kurt's Money Planner has made managing my bills so much easier. It's clear, straight to the point numbers has made it so easy to stay on top of my finances. Even if you want to use it to see how much money you are wasting on non essential items. Its the perfect tool. Highly recommend!!
Aaron M -
downloaded this not expecting much but after playing around with it for 20 minutes found a few hundred dollars a month I was spending on stupid stuff. For a free tool it's a no brainier, super helpful when you get to see your finances all laid out.
Kurt's Money Planner has made managing my bills so much easier. It's clear, straight to the point numbers has made it so easy to stay on top of my finances. Even if you want to use it to see how much money you are wasting on non essential items. Its the perfect tool. Highly recommend!!
Tahlie W -
Such an incredible free resource! I honestly can’t believe this planner is free – it’s so in-depth yet super easy to use. What I loved most is how clearly it shows your leftover income after expenses, making it so much easier to plan ahead.
“Such an incredible free resource! I honestly can’t believe this planner is free – it’s so in-depth yet super easy to use. What I loved most is how clearly it shows your leftover income after expenses, making it so much easier to plan ahead. It helped me break down our finances into weekly, monthly, and yearly spending, and gave me a clear picture of what we can realistically save. I genuinely think this is going to be a game-changer for us as we work towards buying our first home this year. Highly recommend it to anyone wanting to get serious about their money goals!”
Level Up Your Finances with Personalised Support
🧭 We’ll unpack your full financial picture
🛠 I’ll help you set up your planner the right way
📈 You’ll walk away with clear, strategic steps to -
reduce stress, spend smarter & build momentum
Working with me is like hiring a personal trainer — but for your money.
And the best part? You’ll easily uncover 10x the value of these sessions — not just once, but for the rest of your life.
Includes 3x monthly coaching calls — $349 AUD
Tailored guidance. Honest support. Real progress
1-on-1 Money Coaching — 3-Month Package